Purchasing Real Estate foreclosures (PREf)
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Sell your house FAST for ALL CASH!


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The Government Might Owe You Money!
Scroll down to the green "HUD/FHA Refunds Info" section of this page to learn more!

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Purchasing Real Estate foreclosures - PREf
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Introduction To The Transaction


Real Estate Financing for commercial properties has not been as hard hit by the mortgage crises as the residential properties section, but there is no doubt that a decline in lending activity was also evident by the decreased commercial mortgage applications.

The ‘bursting of the bubble’ will continue to have an impact on the mortgage industry going forward, but based upon everything we know today as a result, it is paramount that lenders, mortgage bankers, mortgage brokers, real estate agencies and other industry professionals get back to the 'tried and true' principles of the fiduciary responsibility described in Article 12A of real estate licensing laws.

Putting the best interest of customer and client first and foremost must be the starting point from which we set out to turn this industry around, because similar to any structure which needs a foundation upon which to stand firm and strong in the space it occupies, millions of mortgagor homeowners must be the strong foundation upon which the real estate and mortgage industry stands firm and strong.

The commercial mortgage business is not very different in terms of needing a strong foundation but differences that exist are the very features that helped to insulate commercial lenders and investors from some of the uncertainties faced by their residential counterparts.
The emphasis is placed primarily on net income which is generated from the collateral property instead of income from the individual or entity that makes the application, so in the event that individual experiences loss of personal income the debt service (mortgage payment) may not be affected in the same manner as in the case of the residential mortgagor, if at all.

The fact remains however, that commercial properties are foreclosed upon and when they become available for sale, the prospective purchaser/investor needs to be prepared to make purchases under the most favorable conditions. The more knowledge and practical information a purchaser/investor is equipped with the better of a deal he or she will make when purchasing a commercial foreclosure. 



HUD/FHA Refunds Info

You know, not everyone knows this, but if you owned a home and had a FHA mortgage, you might be entitled to money back from the government paid directly to you. It's not free money (we both know that is a rarity), despite all the claims made by others that you can get free money from the government. No, this is money you would have paid into the FHA mortgage insurance fund via your MIP (Mortgage Insurance Premium) payments if your home was financed with a FHA mortgage.

There is no charge imposed by us for this service, and HUD/FHA certainly does not charge a fee for sending you your own money. We provide the service as an added benefit for your visit to this website, and of course we hope you come back often; but more importantly, we hope your name pops up on the HUD/FHA list of folks who are eligible for a refund. So Click here to check! ...Good Luck!

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